FundMyHome.org helps Homebuyers with 580 Credit Scores, Nevertheless, all Down Payment Assistance Recipients who onboard with less than 680 Credit Scores are required to enroll in our Credit Supplement Program before they are assigned to one of our Preferred Lenders.
The Processing Department of the selected Preferred Lender will then monitor the Homebuyer's progress with said Credit Supplements service provider; this is typically a 2 - 3 weeks process. After that, FundMyHome.org will attempt to assist all Homebuyers regardless of what results come back from the Credit Supplement service providers.
Credit Supplements are meant exclusively for Homebuyers who:
*** Want to restructure their Student Loans,
*** Want the removal of items listed in the DO NOT PAY LIST,
*** Have less than 680 Credit Scores,
*** Wish to increase their Credit Scores by hiring the services of Credit Supplement providers who insert Alternative
Credit History such as Rental Payment History, Utilities Payments History, etc., on Credit Reports.
FundMyHome.org cannot and does not guarantee the services of any of its Credit Supplements service Providers,
Credit Supplements can be used to report Satisfactory Payment History of certain items on Homebuyers' Credit Reports.
The Cost of Credit Supplements is paid directly to selected Credit Supplement Service Providers out of Buyer's own Funds:
*** The cost of reporting Utilities, cable, Mobile Phones, or car insurance payment history is $36.00 each,
the selected preferred Lender will enroll you.
*** The cost of reporting 2 Years of Rental History is $145.00 per person or $170.00 with a spouse.
*** The approximate cost of Restructuring the monthly payments of Current, Delinquent or Defaulted Student Loans,
through our Student Loan Forgiveness program is typically $750.00. This fee for our Student Loan Forgiveness
program is currently being waived, it is currently $0.00, Our Preferred Lender will enroll you.
These Credit Supplements may help increase Credit Scores up to 90 Points.
Prices are subject to change without notice.
Click Here to Report 2 Years of Satisfactory Rental History - Build credit without taking on new debt
• 2 Years Rental History - Individual ($145.00)
• 2 Years Rental History - With spouse ($170.00)
*** Credit Supplements are different from Credit Repair
*** Credit Repair Services may be necessary and are offered on the next menu.